I felt shame when I first purchased my car, because I chose to get into debt.
This wasn’t how I was raised. And I was embarrassed.
I was even tempted to buy a cheap cash car, because I was of the anti-debt, debt is evil mindset.
But it didn’t make sense for me to purchase a cheap vehicle in cash that I’d have to pour money into each month due to repairs, etc.
So with my sister’s stellar negotiation skills — I purchased this car for a steal of a deal, signed on the dotted line and agreed to borrow money at a set interest rate, and monthly payment amount.
I paid off my car today and I couldn’t be more proud.
And it’s not because it’s mine and I own it, though that’s not bad either.
It’s because I can now redirect that money from debt to another INVESTMENT.
This thrills and delights me more than I expected. I’ve also learned that I’m incredibly grateful for:
- having access to debt when I wanted it
- making each payment easily
- choosing a car that’s high quality and low maintenance
- realizing that my next car will be paid in cash
- recognizing that cars aren’t really my thing
- planning to move to a city where it’s not necessary to drive a car
- opening up to the desire of a hiring a driver
- transforming my relationship with money
- seeing debt as neither good or evil
- being 19 points away from an 800 credit score
Having a car is a luxury, and owning a car is one as well. My heart is full today.
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Hi! I’m Melodee Forbes, and I help leaders declutter their calendar, so they can create more time for self care. I’d be happy to support you in decluttering your physical items and digital systems. You can start to create more self care by clicking here.